National Trust Loan Fund

*United States
Downloads
Download NTLF Brochure for Main Street Communities
Download Cornerstone Building Case Studies
Download Residential Rehabilitation Case Studies
Download Financing Checklist

The National Trust Loan Fund has more than 35 years of experience in supporting preservation-based community development projects across the country. As a certified Community Development Financial Institution, it has a mission of providing financial and technical resources to organizations that use historic preservation to support the revitalization of underserved and distressed communities.

About NTLF

NTLF specializes in predevelopment, acquisition, mini-permanent, bridge and rehabilitation loans for residential, commercial and public use projects.  Eligible borrowers include not-for-profit organizations, revitalization organizations or real estate developers working in designated Main Street communities, local, state or regional governments, and for profit developers of older and/or historic buildings.

Our Track Record

Since 1980, the Loan Fund has lent approximately $22 million to projects totaling $503,830,000 in development costs for a leverage ratio of $23:1. This participation has created 1,753 housing units--1,051 of them affordable--209 permanent jobs, and 60 construction jobs.

Our Partners

The Loan Fund works with a wide variety of partners on preservation projects nationwide. The Residential Rehab case studies profile several organizations that have unique approaches for obtaining historic properties and rehabilitating them into safe, attractive and comfortable single- and mult-family units. The Cornerstones case studies describe how entities have successfully converted vacant, abandoned and/or underutilized "white elephant" buildings into new uses. 

Our Projects

Recent lending activity by NTLF includes loans to support the conversion of: a former brewery into office and program space for a social services agency serving low-income populations; a shirt factory into retail, office and loft apartments, and a former telephone exchange building into residences.  Additional case studies illustrate the range of other successful adaptive reuse projects supported by NTLF.

Learn More

To learn more about application requirements, please read the Loan Fund's Financing Checklist.

For more information, please submit our online information request form.